Mortgage Associate · Western Canada

Mortgages made simple.
Service made personal.

Clear guidance, honest answers, and a mortgage strategy built around your life, whether it’s your first home, a renewal, or your next investment.

Serving Western Canada · Licensed in Alberta (RECA #LIC-00661164) · Brokerage: Mortgage Connection

Heather Dabros, mortgage associate, in her Edmonton office
Heather Dabros

Licensed & accountable

A licensed Alberta mortgage associate, working under Mortgage Connection across Western Canada.

Multiple lenders

Access to banks, credit unions, and monoline lenders, not a single lender’s shelf.

Western Canada, start to finish

Based in Edmonton, working with clients in person or entirely remote.

Access to Multiple Lenders, Including

ScotiabankTDBMOServusATBFirst NationalRFAStriveMCAPRMGMCANCMLSHome TrustB2BNational BankNEOEquitableMerixRadius FinancialBridgewaterHaven Tree ScotiabankTDBMOServusATBFirst NationalRFAStriveMCAPRMGMCANCMLSHome TrustB2BNational BankNEOEquitableMerixRadius FinancialBridgewaterHaven Tree

The Process

Your path forward

01

Consult & assess

A relaxed, no-obligation conversation to understand your goals, your timeline, and where you stand today.

02

Strategize & qualify

I match your file to the right lenders and structure your application around Canada’s qualifying rules.

03

Secure & finalize

From pre-approval through to closing, I keep the terms clear and the process calm.

04

Support & renew

My work doesn’t end at closing. I stay in touch and plan ahead for your renewal.

Book a Call

No obligation, just a conversation about where you stand.

Run The Numbers

Mortgage calculator

$475,000
$150K$3M
$71,250
5%50%

Minimum down payment: $23,750 (5.0%)

2%9%
$3,600
$0$15,000
Your Payment $3,733.58 principal + interest
Mortgage Amount
$403,750
Insurance Premium (2.80%)
$11,305
Total Insured Loan
$415,055
Loan-to-Value
85.0%
Monthly P&I
$3,733.58
+ Property Tax / mo
$300.00
Monthly Total
$4,033.58
Paid Off In
25 yr 0 mo
Total Interest
$464,725
Get Pre-Approved

Estimates only. Actual rates and insurance premiums depend on lender qualification and your full financial profile. Homes over $1.5M require 20% minimum down and are not insurable. Speak with me to confirm numbers for your specific situation.

What I Do

Mortgage solutions for every stage

Credentials

  • Licence Mortgage associate, AlbertaRECA #LIC-00661164
  • Brokerage Mortgage ConnectionEdmonton, Alberta
  • Background Home inspector and condominium document reviewerBefore mortgages

Who You’re Working With

Detail is the difference.

Before mortgages, I worked as a home inspector and condominium document reviewer. Those years taught me to look closely, ask the right questions, and explain complicated things clearly, so you can decide with confidence.

My approach is thorough and personal, and deliberately low pressure. My job is to support your decision, not rush it.

More about me

Let’s talk about your next move.

A short conversation is usually all it takes to know where you stand.

587.985.9811  ·  heather@hdmortgages.ca